real bad loans % of BFIs is almost 5-6 times higher than said on paper

Most banks except standard chartered are reporting 4-5% bad loans when actual % is much higher. why is nrb so loose on this. isnt this classic case of fudging the numbers.

‘क्यापिटल डेफिसिट’मा चल्दै बैंक : कागजी खराब कर्जा ४ प्रतिशत, वास्तविकमा २० प्रतिशतमाथि

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