SIP shills in tiktok and facebook. Are they paid ?

one SIP shill blocked me in their TikTok for saying SIP’s return has been shit and it is basically mutual fund.

Are these SIP shills paid by companies ? mahina ko 1000 jamma garera karodpati, slider tanera barsik 20% return.

Just looked at portfolio of SIP companies, the are basically investing in FD, debentures and worst of all in mutual funds (probably unsold mfs). No wonder their NAV is below par and have shit return.

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