**My dad wants to invest in stock using a loan as he is a retired government officer. But every time he visits Rastra Baniyjya Bank where he gets his pension amount from. Either the officers with proper knowledge of loan against pension are absent or they are unaware of recent changes. Can anyone please explain if it’s possible to take a loan against a pension in Nepal?**
**Thank you**
View on r/NepalStock by Ill_Judgment_3543
It is possible to take it when my mom went to apply for it last year. She was told it was based on half salary of total pension amount for 5-7 years and it came around 5 lakh, which was too little than we wanted. so, she didn’t take it.
officers are certainly aware. But they might not want to give it due to liquidity crisis.